MetroGroup
Modern MetroGroup residence interior

Ownership guidance

Your path to home ownership, explained.

Two structured financing pathways — NHF and Rent-to-Own — help Nigerians step into property without full upfront capital. MetroGroup guides eligible buyers through each option, from first conversation to keys.

Two pathways

Choose the right route for you

National Housing Fund guidanceNHF

National Housing Fund guidance

Educational overview of how NHF-backed home purchase generally works for eligible contributors.

What it means

  • NHF is a government-backed housing fund that may support eligible contributors toward home purchase.
  • Eligibility, rates, and documentation depend on current FMBN rules and your contribution history.
  • Metro Group can guide conversations but cannot guarantee approval.

What to prepare

  • Contribution status and employment category
  • Preferred location and property type
  • Budget range and timeline
  • Questions for an adviser

Speak with a Metro Group adviser for property-specific guidance. We do not guarantee NHF eligibility or approval.

Full guide
Rent-to-own pathwaysRent-to-own

Rent-to-own pathways

How structured rent-to-own arrangements may help buyers progress toward ownership over time.

What it means

  • Rent-to-own schemes let buyers occupy a home while part of payments may count toward purchase.
  • Terms, deposits, and timelines vary by development and agreement structure.
  • Legal review is essential before committing.

What to prepare

  • Preferred location and property type
  • Monthly budget and deposit capacity
  • Move-in timeline
  • Questions for an adviser

Metro Group provides educational guidance only. Final terms are set in your agreement with the development team.

Full guide

Quick comparison

NHF vs Rent-to-Own at a glance

NHFRent-to-Own
Best forFormally employed contributors with 6+ months FMBN historyBuyers not yet NHF-eligible, or who prefer lower upfront commitment
Upfront costStandard deposit; balance funded via NHF loanLower initial deposit; monthly payments build equity
Rate6% per annum — government-backed, fixedAgreed monthly payment; no bank interest rate
OwnershipTitle released on completion of FMBN processTitle delivered once full purchase price is paid
TenureUp to 30 years5 – 15 year terms (development-specific)

Educational overview only. Actual terms depend on your chosen development, contribution history, and current FMBN guidelines. Speak with an adviser for figures.

Ready to take the next step?

Find out which path fits your situation.

Ask the MetroGroup assistant about NHF eligibility, or speak directly with an adviser who can match you to the right financing route and available properties.

Ask about NHF eligibilitySpeak with an adviser

Get property updates|

MetroGroup

MetroGroup is the development company within Metro Group's construction, marketing, and facilities management value chain, serving Lagos and Abuja.

© 2026 MetroGroup Nigeria. All rights reserved.